{"id":336,"date":"2022-07-06T14:17:47","date_gmt":"2022-07-06T12:17:47","guid":{"rendered":"https:\/\/www.viah.be\/blog\/?p=336"},"modified":"2025-06-09T17:35:08","modified_gmt":"2025-06-09T15:35:08","slug":"viager-oui-mais-jai-des-enfants","status":"publish","type":"post","link":"https:\/\/www.viah.be\/blog\/viager-oui-mais-jai-des-enfants\/","title":{"rendered":"Viager\u2026 oui mais j\u2019ai des enfants !"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Contexte<\/h2>\n\n\n\n<p>On croit souvent que la vente en viager s\u2019adresse quasi exclusivement aux personnes sans enfants mais c\u2019est une erreur. &nbsp;Environs 35% des vendeurs ont des enfants mais leur motivation est peu souvent le d\u00e9sh\u00e9ritement mais plut\u00f4t une n\u00e9cessit\u00e9, une obligation de trouver un moyen de faire face \u00e0 des d\u00e9penses.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Viager =\nd\u00e9sh\u00e9riter&nbsp;?<\/h2>\n\n\n\n<p>Vendre son appartement\/maison en viager aura pour\ncons\u00e9quence que cet immeuble ne se retrouvera plus dans la succession et les\nenfants ne pourront en h\u00e9riter.<\/p>\n\n\n\n<p>La question n\u2019est pas tellement de savoir si c\u2019est\n\u00ab&nbsp;bien&nbsp;\u00bb ou \u00ab&nbsp;mal&nbsp;\u00bb mais de savoir si les parents ont un\nautre choix, quand ils manquent de moyen et il faut avouer que dans 99 % des\ncas, ils n\u2019ont pas d\u2019autre choix sauf celui de demander \u00e0 leurs enfants de les\naider financi\u00e8rement.<\/p>\n\n\n\n<p>Il faut savoir que pour vendre en viager on n\u2019a pas besoin\nde l\u2019accord de ses enfants, ni m\u00eame de leur en parler. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Viager = solution durable<\/h2>\n\n\n\n<p>Pour \u00e9viter de vendre en viager il reste la possibilit\u00e9 pour\nles parents de demander une aide financi\u00e8re \u00e0 leurs enfants. A condition qu\u2019ils\nsoient en capacit\u00e9 de les aider,&nbsp; on doit\nbien se rendre compte que cette piste est compliqu\u00e9e \u00e0 mettre en \u0153uvre dans un\ncadre familial et, d\u2019exp\u00e9rience, elle est peu durable.<\/p>\n\n\n\n<p>A l\u2019inverse, le viager permet d\u2019avoir la garantie de rester\nchez soi \u00e0 vie (= usufruit viager) et d\u2019encaisser un bouquet et ensuite des\nrentes pendant une longue p\u00e9riode, en toute autonomie.<\/p>\n\n\n\n<p>Il reste \u00e0 bien calculer la dur\u00e9e id\u00e9ale de payement et\nsurtout le montant des rentes et bouquet. Pour cela, le recours \u00e0 un\nsp\u00e9cialiste est indispensable sin on veut assurer ses arri\u00e8res.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Contexte On croit souvent que la vente en viager s\u2019adresse quasi exclusivement aux personnes sans enfants mais c\u2019est une erreur. &nbsp;Environs 35% des vendeurs ont des enfants mais leur motivation est peu souvent le d\u00e9sh\u00e9ritement mais plut\u00f4t une n\u00e9cessit\u00e9, une obligation de trouver un moyen de faire face \u00e0 des d\u00e9penses. Viager = d\u00e9sh\u00e9riter&nbsp;? Vendre [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":338,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-336","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dossiers"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Viager\u2026 oui mais j\u2019ai des enfants ! | Blog de VIAH!<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.viah.be\/blog\/viager-oui-mais-jai-des-enfants\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Viager\u2026 oui mais j\u2019ai des enfants ! | Blog de VIAH!\" \/>\n<meta property=\"og:description\" content=\"Contexte On croit souvent que la vente en viager s\u2019adresse quasi exclusivement aux personnes sans enfants mais c\u2019est une erreur. &nbsp;Environs 35% des vendeurs ont des enfants mais leur motivation est peu souvent le d\u00e9sh\u00e9ritement mais plut\u00f4t une n\u00e9cessit\u00e9, une obligation de trouver un moyen de faire face \u00e0 des d\u00e9penses. 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